• Do Expired Sticker (Val Tag) Tickets Affect Your Insurance?

    If you get a ticket for an expired sticker, or val tag, does that affect your car insurance? NO!!! I mean, let me back up a little… Any ticket or conviction that shows up on your driver’s abstract will affect your insurance. So the real question is, do expired sticker tickets show up on your … Read More
  • What Is Substandard Car Insurance?

    You probably found this page because your broker mentioned that you now need to be insured in the substandard market. But what the heck is that? What is substandard car insurance? Well, it’s just a term. Some people refer to it as high risk. Either way, it just means that you no longer qualify for … Read More