How Much Does High Risk Insurance Cost?

What factors go into the cost of high risk car insurance? In Ontario, pricing is based on the following inputs:

1. • Address (Specifically, the postal code)
2. • Type of car
3. • Usage of the car (eg. is it used for work?)
4. • Sex of the driver (Male/female)
5. • Marital status of the driver
6. • Age of the driver
7. • License class and number of years licensed
8. • Number of tickets/convictions in the last 3 years
9. • Number of license suspensions in the last 6 years
10. • Number of at-fault accidents in the last 6 years
11. • Number of insurance non-payment cancellations in the last 3 years

Of course, you can just call me and get a quick quote over the phone. It takes just about 5 minutes to do a car insurance quote over the phone. I look forward to hearing from you.