Given that smoking marijuana is legal in Canada now, you might be wondering how that would affect you if you’ve had a car accident with marijuana in your system.
Don’t do it! Your car accident claim can be denied.
Your car accident claim can be denied for several reasons, with marijuana intoxication being one of them.
Here’s the wording in Ontario’s Automobile Policy (OAP1):
Under the revised OAP 1, section 7.2.2, SGI CANADA will not pay for losses or damages caused in an incident if
the insured is convicted of one of the following offences:
• Causing bodily harm by criminal negligence
• Dangerous operation of motor vehicles
• Failure to stop at the scene of an accident
• Operation of an automobile while the concentration of alcohol or drug in the operator’s blood exceeds
the limit permitted by law
• Refusal to comply with a lawful demand to provide a breath sample, perform physical coordination
tests or submit to an evaluation
• Causing bodily harm during operation of a vehicle while impaired by alcohol or a drug or a combination
of alcohol and a drug, or while the concentration of alcohol or drug in the operator’s blood exceeds the
limit permitted by law
• Operating a motor vehicle while disqualified from doing so
So there you have it… It’s not worth it to drive after smoking some of that newly legal weed.