Do you buckle up when you drive?
Aside from the whole safety aspect of it, not using your seatbelts could also affect your car insurance.
Actually, all tickets affect your car insurance rates. Some people, however, tend to believe that this does apply to seatbelt tickets. Well, it does.
I’ll often get push-back from “know-it-all” clients that will say something like, “Insurance is a scam. How does me not wearing a seatbelt affect the insurance company; it’s just a cash-grab.”
Not wearing your setbelt affects the insurance company
Well, what happens if you get into an accident and you’re not wearing a seatbelt? There’s probably a greater likelihood that you will sustain injuries, right? Well, those injuries can cost the insurance company a lot of money, often more than it would cost them to repair the physical damage on your car.
So ya, seatbelt tickets affect your car insurance rates, and rightfully so.
As to how it would affect your rates in particular, every situation is different and unique. It’s best to call me to discuss your particular situation. My phone number is 1-888-467-5499. Hope to hear from you soon!