How Long Does A Car Accident Stay On Your Record?
Question: How long does a car accident stay on your record? Answer: Forever. D’oh!!! That’s not the answer you want to hear, eh? Well, you actually asked the wrong question. You shouldn’t be asking how long an accident stays on your record, but rather how long an accident affects your insurance rates. Now we’re talking… […]
Ontario Insurance Non-Payment Cancellations
Judging from the fact that you found your way to this page, I’m guessing that you’re probably having trouble getting car insurance because of recent non-payment cancellations. Right? Well, you’re not alone. It happens to many people. Cancellations For Non-Payment The industry takes non-payments very seriously. Cancellations for non-payment affect you… Bad! Here’s the deal […]
How Does A Refuse Breathalyzer Conviction Affect Your Insurance?
Did you know that, if you’re with a regular insurance company, and you get convicted of the charge of Refuse Breathalyzer, your renewal will get cancelled? It will. Same severity as impaired driving Basically, Refuse Breathalyzer is a criminal conviction and has the same severity as do convictions for Impaired Driving over Driving With More […]
How Do Cell Phone Tickets Affect Your Car Insurance?
That’s a tough question to answer… Every insurance company treats tickets differently. First off, cell phone tickets, or as they are officially called by Ontario’s Highway traffic Act, Shall Not Drive Holding Or Using a Hand-Held Device, are considered minor tickets by most, if not all, insurance companies in Ontario. I am hearing that some […]
Ontario Fault Determination Rules for Accidents
Nobody is ever at-fault in a car accident… EVER!!! I mean, according to the people I quote, it’s never their fault. it’s always somebody else’s fault. Case in point… I just did a quote for a guy that said he had a not-at-fault accident. I asked him what happened. He said he was turning left […]