How To Get A Second Chance On Your Car Insurance

What’s the problem with your car insurance? No wait, let me guess… Is it too many tickets? Is it too many accidents? Is it a cancellation for non-payment? Is it an impaired charge? Is it a careless driving charge? Whatever it is, you’re probably here because your insurance company cancelled your policy, for whatever reason, […]

Are Renewal Cancellations Bad?

Does it look bad on you if an insurance company cancels your car insurance renewal? NOPE!!! I mean, that’s the short answer… Renewal cancellations are normal Renewal cancellations are a normal part of doing business. Most insurance companies operate on a point system, where each ticket and each accident is assigned a certain number of […]

DUI Insurance Rates In Ontario

Are you wondering how a DUI will affect your insurance rates? Well, you’ve come to the right place. I will tell you. It’s not called DUI in Ontario First off, though, it’s not called DUI around these parts. DUI stands for Driving Under The Influence and I’m pretty sure that’s a charge from south of […]

How Does A License Suspension Affect Your Insurance Rates?

Do driver’s license suspensions affect your car insurance rates in Ontario? Consider this scenario: You’re stopped by the cops… The cop suspects you’ve been drinking, so he gives you a roadside breathalyzer test… You fail… On the spot, you get a 90-day driver’s license suspension. Automatic license suspension That’s what happens when you fail a […]

How Does Two At-Fault Accidents Affect Your Car Insurance?

Isn’t it great when you drive for 5 years… 10 years… 20 years… without an accident? Oh ya! Accident free, baby! That means your insurance rates are awesome! Then you have an accident. It’s listed as your fault. Then you have another accident. It’s also listed as your fault. Damn! That’s two at-fault accidents. How […]