How Much Money Can You Save By Increasing Your Deductible?
It never fails… I give someone a quote on their auto insurance and then they ask to see how much they could save by increasing the deductible… I have no problem with giving a second quote. I’m here to help, so I gladly increase the deductible and give them the new rate. Then I wait […]
Why Does My Auto Insurance Cost More Than My Car?
I remember the first time someone asked me this… “Why does my insurance cost more than my car?” It was about seven years ago. It was an 18-year-old guy. He bought an old, beat-up, car to get him to and from work. He paid something like 700 bucks for it. Then he called me for […]
Can You Give The Insurance Company A fake Postal Code To Get Better Rates?
You know that your home postal code is a major factor in your car insurance rates, right? OK, maybe you didn’t know that, but now you do. So here’s the deal… Some areas in Ontario have high insurance rates and some have low insurance rates. These rates could fluctuate widely, all things being equal, and […]
Are Online Auto Insurance Quotes Accurate?
So, you’re looking to get a car insurance quote… You figure the best way to do it is to do a search online for a website that offers free auto insurance quotes… You find such a website and enter all of your rating information into the fields… Postal code, vehicle make and model, date of […]
Why are Car Insurance Rates in Brampton so High?
Ahhh Brampton… Home of Chinguacousy Park, Heart Lake conservation area, Powerade Centre, and… Some of the highest car insurance rates Canada! Seriously, what’s up with that?!? How can an insurance company penalize you because of where you live? It’s not fair! I agree with that – It’s not fair. But what are you supposed to […]