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  • What Is Substandard Car Insurance?

    You probably found this page because your broker mentioned that you now need to be insured in the substandard market. But what the heck is that? What is substandard car insurance? Well, it’s just a term. Some people refer to it as high risk. Either way, it just means that you no longer qualify for … Read More
  • High Risk Driver Definition – Ontario

    So you want to know the definition of a high risk driver, eh? Well, giving an answer is not that simple. Why? Because there is no set definition of a high risk driver in Ontario. You see, every insurance company defines a high risk driver differently. Basically, for any individual insurance company, you’re considered high … Read More