How Long Are You Considered A High Risk Driver?
First off, what makes a high risk driver? A “high risk driver” is merely a label. You’re considered high risk for any one particular insurance company if you fit an underwriting decline rule. For instance, an insurance company might have an underwriting decline rule which states that they will not insure any driver that has […]
Accident Dates Matter For Rating Purposes
Remember that accident you had 3 years ago? Or was it 4 years ago? Tough to recall when it happened, eh? When people call me for a car insurance quote, one of the questions that I have to ask is if they have had any accidents, especially at-fault accidents because at-faults accidents affect their rating. […]
Can An Insurance Company Deny Your Accident Claim If You Smoked Marijuana?
Given that smoking marijuana is legal in Canada now, you might be wondering how that would affect you if you’ve had a car accident with marijuana in your system. Don’t do it! Your car accident claim can be denied. Your car accident claim can be denied for several reasons, with marijuana intoxication being one of […]
Can You Get Denied Car Insurance In Ontario?
Can you get denied car insurance in Ontario? Yes! But wait… Hold up… Not so fast… It’s not that easy. Car insurance is mandatory in Ontario First of all, car insurance is mandatory in Ontario thanks to the Compulsory Automobile Insurance Act (CAIA), and rightfully so. Now, if car insurance is mandatory, how can an […]
My New Home Insurance Website
Hey all, check out my new home insurance website: www.HomeInsuranceBroker.ca I do more than just high risk car insurance. I set up the new site to let the world know that I do property insurance too! Call if you need a quote for a new home, condo, or tenant insurance policy. Most insurance companies offer […]