High Risk Condo Insurance
Have you been declined condo insurance? Why? Is it because your insurance company says you’re high risk? That could happen for any number of reasons, but it usually means that you’ve had too many claims. Some claims are out of your control The worst part of that is that sometimes claims are out of your […]
Impaired By Drugs? How Does It Affect Car Insurance?
Did you know that there are 3 different alcohol convictions in The Compulsory Automobile Insurance Act in Canada’s Criminal code? Yep, there are. Here are the 3 convictions: 1. BAC over .082. Refuse Breathalyzer3. Impaired That third charge, impaired, is the broadest one. To be convicted of impaired, it’s not a breathalyzer test that needs […]
How Do 4 Tickets Affect Your Car Insurance?
So you have 4 tickets, eh? Worried about how that might affect your car insurance? Well, to put it bluntly, you definitely have a reason to worry. But that’s only because your current insurance company will cancel your renewal when they find out. Rates might be better than you expect them to be What you […]
How To Get Ontario Facility Car Insurance Quotes
Did you try to call an insurance company for a car insurance quote, only to be told that you only qualify with Facility? D’oh!!! What the heck is Facility insurance, anyway? What is Facility insurance? Facility is basically the insurance of last resort in Ontario. It’s where you get insured when there are no other […]
Can You Lie About Your Driving Record?
I just did a car insurance quote for a woman. One of the questions I asked her was, “Have you had any accidents or claims in the last six years?” Her answer… No. I gave her the rate. She wanted to set up the policy. So, the next step was to order the reports for […]