Cheapest Car Insurance Rates For Careless Driving Convictions
In my experience, most people that get careless driving convictions get them under the following circumstances: 1. They get into a car accident and the police charge them with careless. 2. They get charged with an alcohol-related offense, like impaired driving, and the charge gets reduced to careless in court. Whatever the reason, though, their […]
Does Installing An Ignition Interlock Reduce Your Insurance Rates?
Here’s a question I often get asked: When you install an ignition interlock in your car, does that help your insurance rates? The answer is no, unfortunately; it does not help your rates. In Ontario, after an alcohol conviction like impaired driving or over .08, you get a license suspension, followed by a requirement to […]
Who Insures Drunk Drivers In Toronto?
Drinking and driving convictions affect your insurance rates, but it might not be as bad as you’d expect. That would especially be true if the conviction is the only blemish on your record. There are five insurance companies that insure drivers that have had a drinking and driving (impaired) conviction in Ontario. They are: 1. […]
Failure To Stop At Scene Of Accident
So you had an accident, eh? But you didn’t stop. You drove off. I know. It’s a split second decision… Should I stay or should I go? Legally required to stop You are legally required to stop. You need to assess the damage. If the damages appear to be more than $2000 in total (Both […]
High Risk Car Insurance Rates
Often, I’ll get someone asking me for a quote with one specific car insurance company for one specific reason… Like… I’d like to get a quote with Coachman Insurance because my friend is insured with them and his rates are awesome. I wish it were that simple – If one insurance company has the best […]